Individual Retirement Account

We Offer A Convenient Retirement Account

An IRA can prepare you for a secure retirement, offering greater returns than standard savings and a variety of tax advantages and terms to fit your needs. So whether you plan to travel, start a new hobby, or just hang out with the grandkids, we can help you achieve financial security.

Bank at your convenience with our checking account. With this free service, you can access your account information from any computer, 24 hours a day. Check your balance, transfer funds, and much more. It’s always available and totally secure.

LINE OF CREDIT SWEEP

Move funds between your checking and line of credit accounts
Rest easy knowing that funds will be available to ensure checks clear to pay bills
Reduce what you spend on interest with automatic sweeps to pay down the loan balance
Target your own balance – ask your banker how.

ZERO BALANCE/TARGET BALANCE ACCOUNTS/OVERDRAFT PROTECTION

Benefits of Our Retirement Account

Save for retirement with tax advantages*
Earn competitive interest higher than regular savings
Available in Traditional and Roth
Annual contribution limits apply
$1,000 annual “catch up” contributions allowed for ages 50 and better
No annual fees or set up fees
Federally insured
$2,500 minimum deposit to open
TRADITONAL VS ROTH.
There are advantages to both Traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A Traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement.
COVERDELL ESA

Your Success Means a lot To Us

Our Vision:

To be a leading bank in the World, supporting the development of small businesses and financial inclusion around the world.

Our Mission

Our mission is to contribute to the sustainable development of the international banking sector by providing responsible financial services and solutions to households and micro, small, and medium enterprises, using internationally recognized best banking practices. We are committed to delivering value for our clients, shareholders, employees, and society at large. The mission is based on our values: integrity and openness, professionalism, commitment to customers, teamwork, and social and environmental responsibility.

Our Values

INTEGRITY AND HONESTY
LOYALTY
TEAMWORK
COMMUNITY
ACCOUNTABILITY
EXCELLENCE
CONFIDENTIALITY
RELATIONSHIP
This is a staging environment